Tuesday, September 24, 2013

WAKE UP AMERICANS – A LOT OF PEOPLE NEED HELP!


A widow woman worked her whole life out of the home.  Around age 60 she started experiencing heart problems and spent some time in the hospital. It was a pretty scary situation, and she decided maybe she needed to find a way to retire early.

She researched all the information on doing a Reverse Mortgage on her home, which she had been paying on for many years. Everything looked like it would work out for her, so she retired and put her plans in motion.

Something happened that messed everything up.  At the time she retired, which was only recently, she wasn’t supposed to have to worry about paying the Property Taxes on her home during the Reverse Mortgage process.  Then when it was too late to change her mind, she found out that she was going to have to pay her Property Taxes after all – over a thousand dollars.

If you have sufficient money, a thousand dollars doesn’t sound like so much, but if you don’t, it is a lot of money. When you don’t even have enough funds to save a portion of your tax money monthly, you don’t have any idea where you are going to get that kind of money to pay the tax bill.

Needless to say, she had to extract money from the small retirement fund she had earned from her final position. Her other bills got behind, and she took money from her retirement fund to satisfy her creditors. It finally got to be too much, and she realized that she needed to go bankrupt in order to eliminate the creditors, so she could just survive.

She was nervous facing the Bankruptcy Trustee in court, and she was unable to say that she had used her retirement fund in order to pay her bills. When asked, she couldn’t even think of the exact details. She didn’t know what to say in her own defense.

She had used the tax value to report the value of her home. Apparently, you are allowed $40,000 equity in your home in a Bankruptcy in order to be able to retain ownership of your home.  (Note:  I may not be stating this exactly right, so don’t take this statement as fact.) 

The Bankruptcy Trustee thought that with the improved housing market, she might be undervaluing her home, so he ordered that an Appraisal be done. I would guess that she is probably having to pay for the Appraisal herself, which will cost her at least another hundred and fifty dollars. Also, she has to wait for them to do the Appraisal.  The Bankruptcy can’t be finalized until this delay has been completed.

In the meantime she has been suffering more health problems, so at least she has a distraction from having to just sit and worry whether or not she will lose her home after all the years that she worked to acquire it.

When we work our entire lives in America, we expect to be able to retire and not end up homeless.  In our poor economy sadly people are being laid off and ending up homeless. Our Senior Citizens nowadays don’t seem to be receiving the respect that they deserve. But if they start ending up homeless also, this country is really going to be in trouble.

I am certainly hoping that our improved Housing Market is not now going to hurt Americans rather than help them. Where does it end?

It seems that there are a lot of people in America who are either rich or well off enough not to have financial concerns.  I fear that these Americans do not realize how bad so many other Americans have it. They do not realize the extent of the financial problems that many other Americans are facing.

It seems like these unconcerned Americans have no idea how bad the problem in our country really is now. I know that there are Americans out there who are eating dog and cat food, because they can’t afford food. When that man makes that comment on the commercial, “on an every night Top Ramen diet”, he’s not far from the truth.

Somehow, we need to get some of that money pushed down to the bottom level of American people. It is not to “share the wealth”, but it could “share the survival”. 

WAKE UP AMERICANS – A LOT OF PEOPLE NEED HELP!

Friday, August 23, 2013

June 6, 2013, the 69th anniversary of "D-Day"

 
June 6, 2013, the 69th anniversary of "D-Day", the largest invasion ever attempted, where 200,000 Americans stormed the beaches at Normandy to begin the final push to defeat Nazi Germany in WWII. D-Day marked the turning point in WWII in Europe, where the Nazis were engaged in mass murder of Jews and minorities by the thousands.

Today, European heads of state make it a point to recall and honor the sacrifices of those who landed in Normandy, as do our Presidents....
well, most of them....

In the 69 years since D-Day, there are four occasions when the President of the United States chose not to visit the D-Day Monument that honors the soldiers killed during the Invasion.

The occasions were:

1. Barack Obama, 2010

2. Barack Obama, 2011

3. Barack Obama, 2012

4. Barack Obama, 2013



For the past 69 years, every American President except Obama have taken the time to honor the memory and sacrifices of the 6,000 American soldiers killed on D-Day. ...Except Obama!

June 6 2010, Obama had no events scheduled.

June 6, 2011, Obama met with the National Security team and was interviewed by WEWS Cleveland and WDIV in Detroit about the auto industry - FAR too busy to visit the D-Day memorial.

June 6, 2012, instead of honoring our fallen soldiers, Obama made a campaign trip to California on Air Force 1 (at our expense) to raise funds for (his) upcoming election.

June 6, 2013, Obama was doing ANOTHER fund raiser with the multimillionaires in the Democratic Senatorial Campaign Committee in Palo Alto CA, once again at our expense.

America - Aren't you proud?

Friday, July 19, 2013

Solar Energy Overview


Solar energy is a alternative, clean energy that has existed for 1000s of years in one single sort or yet another.

Following is definitely a summary of solar energy.



            Solar Power Review

Solar energy is all about harnessing the ability of-the solar to produce energy. Sunlight rains enough solar energy about the Earth in one day-to electricity the whole energy needs of-the world for one year. Sun energy is recognized as a green energy supply because it can exist for as long as our sunshine does, calculated to become another 4.5 million years. Solar energy can also be considered a clear energy since it doesn't generate toxins or byproducts harmful to the environment.

Currently, solar energy is generated mainly through-the usage of solar cells, also called solar cells. The procedure functions by inserting the tissues in sunlight. Sun strikes the tissues triggering a chemical response that generates an electrical current. The present is subsequently converted into electricity. The problem with one of these cells, nonetheless, is they're just about 1-5 percentage productive.

Sun energy has many benefits over other energy programs. It produces no pollution, requires tiny preservation and includes important monetary credits in-the form of tax breaks, tax credits and refunds from manufactures. In-a most states, solar-energy can also be bought back to utilities per a concept referred to as online metering. This reduces the necessity for batteries and dramatically reduces bills.

Unfortunately, solar technology has some drawbacks as well. The original expense of purchase and installment can be costly. Second, regions with limited daylight are problematic. Next, solar technology clearly can't be made during the night. Despite these drawbacks, solar energy is actually a thriving energy podium.

Solar energy is typically labeled in two ways, unaggressive solar and effective solar.  Both approaches produce solar-energy, but in very different approaches.

Passive solar is exactly what it sounds like. It generally does not involve cell programs or different moving elements to make solar power.  Instead, passive solar entails planning for a construction in that method as to capture the ability of the sunshine with windows, tanks and so on. These devices may be used to temperature houses, water and so on.

Effective solar energy programs typically require some form of solar systems. The panels are concentrated to maximize experience of the sun. According to the system, the cells can then often straight transform daylight to electricity, which is then developed from primary current electricity to change current electricity and stashed in batteries o-r given in to the grid system of the regional electricity. Energetic systems are far more expensive and complicated.

Sun energy was the very first energy supply utilized by humanity. Of course, the use was limited to drying items and heating caused by immediate contact, nevertheless it was a use. In our contemporary world, solar energy is a energy source because the early 1950s, but wasn't widespread due to technical concerns which delivered it an ineffective and costly energy source. With technology advancements, solar power is relocating to-the front as-a probable alternative to fossil fuels.

The potential is indeed bright for solar power as-new solar nanotechnology is near producing solar platforms that boggle your head. For case, a few corporations are trying to generate sun quantum dots, which will be mixed within the color you employ for your home. Yes, you will actually paint on solar-energy sections that will energy your house

The largest suppliers of solar power on the planet are Germany, Japan and the USA. Hawaii has recently introduces a solar initiative dedicating over three thousand dollars to advertising solar vitality use by occupants within the condition. As this guide shows, the solar technology software is coming on robust.

BY Shailesh Savaj    Recently the price of solar power devices have become very inexpensive and there are always a quantity of incentives to make use of solar power. Learn about Solar Power Tax Rebates And Residential Solar Power Grants at http://americanelectrichomes.com The website has features on solar power hawaii and outdoor garden light. Adrian Whittle writes about applying devices and solar power that may use alternative energy resources.

Wednesday, June 26, 2013

I GET SO MAD AT OUR GOVERNMENT!!


They are such a bunch of politicians trying to look like they are doing something.  Give me a break! Who brought up guns?  It is just like someone commented, "Do they really think that the criminals are going to abide by any new laws?" Who decided that guns are an issue right now?


There are so many Americans who are out of work and/or underwater financially. This should be the issue!  Also, lack of enough funding for schools, fire and police should be the issue!

These are the key reasons that we have a government.  In America we are supposed to be able to live comfortably, have our children educated well and be protected by police and firemen. We could go to lower levels and include the government making sure that things are fair and above board.


Something has gone wrong with our country, and I do not know anyone who blames our country's problems on guns except our self-serving politicians.  It is time that we let our representatives know that they are not representing our issues nor our needs.
 

Our country is top heavy financially. We have citizens with more money than they will ever be able to spend, while there are citizens sleeping in the streets and scrounging for food.  This is not right at all! 

A lot of  people will respond that the one has nothing to do with the other. It is not the rich man's fault if the poor man cannot make a go of it. Well, are we all Americans, or not?  This is a Pie Chart of the Homeless:

If we were able to squeeze money down from the top all the way down to the homeless in this country, I think a lot of our problems would resolve themselves. 

People might think, "Well, how on Earth are we going to do that?"  I have heard people talk about a flat percentage tax across the board as a possible option.  I got an email one time that suggested something like giving everyone ten thousand dollars, or something like that.  It was such a long time ago, I cannot remember the details, but at the time it sounded like a very good idea.

 
Aren't our representatives supposed to be the ones trying to figure out solutions to America's problems? Aren't they supposed to be looking out for our interests?  They might have a little more luck thinking out of the box, if they did not have to worry about offending their rich contributors.

 
 

There is definitely something wrong with our system.

Government - Get your hands off our Social Security and Medicare, which are working, and try to fix our economy!

We have too many Americas who are really hurting one way or another in our existing system!!
 

Friday, April 19, 2013

WAS NOT THINKING - WHEN TESTED


WAS NOT THINKING - WHEN TESTED  - FAITH CAN BE STRENGTHENED

I was not thinking that when we are tested, our faith is strengthened. I was not thinking apparently that when I have a problem like doubts and resentments, I need to take them to the Lord like I was with the urge to smoke.  I do not know if anger makes you blind like they say love is blind. 
Maybe anger is blind also. Or was that anger just a great excuse to take up smoking again. It was the church’s influence that led me to quit. I knew the church really hated smoking.  

Unconsciously, maybe my starting to smoke again may have been a perfect way to get back at the church for deserting me after my baptism. I did not understand spiritually until later that I was meant to face those temptations and difficulties on my own, so I would turn to the Lord.  

MY SECOND HUSBAND HAD A LIFETIME OF ANGER WITHIN

My second husband had a lifetime of anger within him. Even though a lot of his anger had been expressed over the years, it never fully dissipated.  I think there was unresolved anger attached to so many aspects of his life that it was always just under the surface.

I HAD BEEN BAPTIZED THEN - BUT DID NOT KNOW


I HAD BEEN BAPTIZED THEN - BUT DID NOT KNOW - WHAT WOULD FOLLOW

I had been baptized during that time, but I did not know what would follow.  It makes me feel like a really poor Christian like they are described in the Bible. After Baptism, it seemed to me like I went through 30-45 days of temptation in the desert like Jesus had. Somehow circumstances left me alone and being attacked. It found my anger. 

Satan said I was just used, and I would not hear from anyone now that they had gotten me baptized.  It would be on to the next new person. 

Doubts and resentments grew as I felt so abandoned. 

Feeling abandoned is generally followed by feeling used and abused. I usually find myself feeling that way when I feel like I am on the bottom under a pile of stuff!  

I HAVE LEARNED - SATAN DEFEATS ME


I HAVE LEARNED  -  SATAN CAN DEFEAT ME - USING MY ANGER

My first recollection of that happening was nine months after I gave my cigarettes over to the Lord. It was a Quit Cold Turkey quit at the end of a week long Quit Smoking Session at my church. It was probably the best possible way for me to quit smoking. It was like an unspoken pact between me and the Lord. 

When things got really difficult and could be tempting, I called upon the Lord, and He brought me through it without pain.  He knows I do not handle pain very well either. 

Satan apparently did not like my success, so he started weaving his lies and piling up anger within me until I grabbed those cigarettes again.